Home » Investimental Offer Investimental Offer Easy & fast onboarding Start trading on an ultra-modern platform in just 15 minutes, because you know from the start which documents and information are required and the entire process runs smoothly. To open an account using your ID card, you only need your ID, your IBAN, and a bank statement or any other document that proves you are the account holder. Your business also deserves an Investimental investment account. We have optimized the onboarding process for legal entities and are by your side every step of the way in navigating the inevitable bureaucracy. Open an individual account Open a corporate account Enjoy low fees The Investimental fee schedule is… fair, we would say. We don’t promise zero fees, because we don’t bet against our clients, but that doesn’t mean we haven’t minimized or eliminated an entire range of costs and fees: ZERO charged by Investimental: Dividend collection fee Settlement fee Money transfer fee Currency exchange fee Financial instruments transfer fee to Investimental (IN transfer) Custody fee Administration fee Inactivity fee Real-time quotes fee Other service fees (e.g. application of tax treatment, fulfillment of tax obligations, administration and processing of corporate events related to the holding of financial instruments issued and traded on U.S. markets, other administrative services) Our fees reflect our desire to offer you competitive trading advantages. And to sweeten the deal even more, through our completely free investment mentoring program InvestiMentor, for each completed module, Investimental applies a special trading fee for equity investments (purchases) of 0.31% + 1.45 RON on the Romanian stock exchange, 0.13% + 3 EUR on European exchanges, and 0.11% + 1.45 USD on U.S. markets for a period of 30 days. This means that by completing 18 modules, you can benefit from up to 540 days of reduced fees. These fee levels also apply to portfolios exceeding 250,000 RON. If you have a portfolio exceeding 450,000 RON that you would like to transfer to Investimental, or if you wish to build a portfolio with us of at least this value, you may qualify for a customized fee schedule. Write to us at brokers@investimental.ro. For purchases of financial instruments listed on the Romanian market, Investimental applies the ASF fee (0.06% for shares and structured products, 0.02% for bonds, and 0.04% for ETFs). and trade with great benefits… On the local market Invest in the most attractive Romanian companies listed with shares and bonds. Recently promoted to the emerging markets category, the BVB offers growth opportunities in energy, healthcare, digital services, and innovative technologies. Fast money transfers By using the advantages of open banking, API integration, and the instant payment system, you can make fast money transfers to and from your trading account. You will never miss an opportunity due to transfer times. Easy-to-use platform Whether you choose to trade on desktop or mobile devices, you’ll have access to an intuitive and easy-to-use platform. Low fees We value your resources. That’s why we offer competitive fees for all transactions. Expertise and support Our team is made up of professionals with extensive experience and in-depth knowledge in trading. We are here to advise and guide you in making the best investment decisions. On the U.S. market What would the new millennium look like without a small place in Manhattan called Wall Street? You can be part of the success story of the companies that define the future and shape the world we live in, such as Google, Amazon, or Microsoft. The future you build with every stock market investment is exactly as you imagine it—aligned with your own values, principles, and beliefs. Modern platform A modern and intuitive trading platform, with real-time quotes and heatmaps by indices and sectors. Modular and customizable—you can build a dashboard as simple or as complex as you want. Fractional shares You can own a fraction of shares in leading U.S. companies without the need for a significant investment (with as little as USD 10, you can become a shareholder in any listed U.S. company). This gives you better control over the amounts invested and the structure of your portfolio, while allowing you to reduce risk through diversification with small amounts. Qualified Intermediary (QI) status Dividend taxation according to the tax rate applicable in Romania, based on our Qualified Intermediary (QI) status. In simple terms: we can apply the tax treaties signed by the U.S. with each individual country; for Romanian investors, the dividend tax rate is 10%. At the EU level, it is generally 15%. We’d say this: 10% or 15% versus a 30% tax rate makes a big difference! Assistance with tax obligations The calculation, withholding, and payment on your behalf of the capital gains tax earned from international market transactions (3% or 1%, depending on the holding period). On major European markets Europe is not just about vacations in historic capitals and refined gastronomy—it also offers solid investment opportunities. Companies listed on European stock exchanges come from a healthy mix of industries: technology, energy, consumer goods, and banking. Through Investimental, you can access these markets easily, quickly, and with advantages designed specifically for local investors. Attractive exchange rates You can fund your account in just a few minutes, in the currency that suits you best: RON, EUR, or USD. Broad diversification The ETFs on the list provide exposure to global, regional, and sector-specific markets, as well as to various asset classes. Diversification reduces the risk associated with a single company or industry. Low costs Competitive fees, and for portfolios exceeding EUR 50,000, significantly lower fees can be negotiated. Full tax support Just like on the U.S. market, we take care of calculating, withholding, and paying the tax due from international transactions. You focus on strategy, we take care of the rest. Access the newest ETF on the BVB with a special fee Enjoy extremely competitive trading costs through Investimental for the InterCapital BET-TRN UCITS ETF: just a 0.30% percentage-based trading fee, with the ASF fee included. Find out more here. Investimental Portal The “command center” for your investments with Investimental, the Portal gives you access to a consolidated overview of your portfolio, one-click access to trading platforms, a list of tax obligations that we handle on your behalf, ultra-fast deposits and withdrawals, reports of money movements to and from your trading accounts, and access to other Investimental products. Investimental MultiAccount Investimental introduces a new powerful feature for its clients: MultiAccount. Imagine having multiple accounts where you can apply different investment strategies—whether you’re dreaming about your children’s education, planning a major future project, or simply want to experiment with your investments, Investimental MultiAccount is the answer. Find out more here. PIES How do you build a diversified portfolio with shares of the largest American companies across various sectors, from technology to healthcare, in just a few clicks? How do you invest in the future with minimal effort while covering the most important sectors of the U.S. economy? With Investimental PIES. Whether we’re talking about “pie charts” or Simplified Execution Investment Portfolios, the PIES service helps you easily implement your portfolio without having to dive into details such as pricing steps or converting weights into numbers of shares or symbols. You simply decide which companies or sectors you want to invest in and the weight of each within your PIE, and we take care of the rest. Find out more here. You invest through Investimental Nova, probably the most modern trading application developed by a Romanian broker Here’s what Investimental Nova offers you: Major markets in a single platform – Trade on the BVB, U.S. exchanges, and major European markets from one (super) platform. A new trading experience – Modern, clean, and stable, continuously enhanced with new features that integrate the Romanian and U.S. stock markets, allowing you to manage your global investment portfolio from one place. Platform accessible on any device – Trade simply and quickly, wherever you are: via web or native mobile apps for iOS and Android. Customizable and predefined watchlists – You can gather all your favorite instruments in a single list, regardless of currency, to quickly gain an overview of the markets. In addition, you have access to ready-made lists structured by industries and markets. Advanced Technical Analysis – Benefit from the powerful TradingView charts, appreciated by investors both for their ease of use and for the depth of tools available to those seeking detailed analysis. Simple orders, always at hand – Place orders quickly, directly from your Watchlist or Portfolio, with access to essential real-time data, flexibility, and transparency. PIES service directly in the platform – You can manage your PIES portfolios directly from the platform. Investment history – Track every movement in your portfolio. Portfolio and investment goals – Control your portfolio’s performance and set clear targets. Daily reports and personalized alerts – Never miss important opportunities. Începe aici Download the Investimental Nova mobile app from your favorite store. Alternative trading platforms Hey, tastes can’t be argued with—and we get that. If Investimental Nova isn’t for you, we offer alternative platforms you can use. And because efficiency is crucial in the trading world and time is money, you no longer need to deal with separate logins or remember multiple sets of credentials. With just one click (Single Sign-On) from the Portal, you’re ready to jump straight into the action on the BVB, major European markets, and the U.S. stock market through our alternative platforms. Investimental BVB Single Sign-On: One click (Single Sign-On) from the Portal and you’re instantly in Investimental BVB, ready for action. Customizable display: Depending on your preferences, you can choose to resize certain sections of the platform for better account and market analysis. Multiple order types: Investimental BVB also allows you to place value-based orders, helping you act faster when placing trades. More market data: You can follow all company announcements published on the BVB and the latest trades across all listed symbols in one place. Download the Investimental BVB app from your favorite store, and don’t forget that you can log in with a single click from the Portal. Investimental Global Single Sign-On: One click (Single Sign-On) from the Portal and you’re instantly in Investimental Global, ready for action. A new platform every day: You can build your own platform thanks to the highly advanced level of widget customization available inside it. We can’t describe everything in just a few words—you have to try it. Heatmap: For the best visualization of company performance and size, you can follow the heatmap. Fractional shares: Always short of some spare change in your wallet? Now you can trade with as little as one dollar. Trading Journal: Ever wonder how top investors avoid making the same mistake twice? Keep your own trading journal directly in the platform to analyze your investment behavior. Calendar: Track past and upcoming corporate and economic events directly in the platform on the U.S. market, so you’re always up to date with the latest information. Download the Investimental Global app from your favorite store, and don’t forget that you can log in with a single click from the Portal. SOP + Investimental = Love Profits Are you a tax resident in Romania, working for a U.S. company, and have you received shares as part of your benefits package through a Stock Option Plan? If you received the shares more than one year ago and want to sell them, the capital gains tax you owe to the Romanian tax authorities is just 1%, compared to 10% if you sell those shares through a foreign broker. Even if you received the shares less than one year ago and wish to sell them, you’ll only pay a 3% capital gains tax. Transfer them to Investimental hassle-free, with no transfer fees charged by us. Have questions? Write to us at brokers@investimental.ro. Extended trading Because sometimes more is more, and because events that impact your investments often take place outside standard trading hours, Extended Trading gives you access to the world’s largest stock market for 16 hours a day. Find out more here. An outstanding support team at your service Our colleagues in Help Desk, Brokerage, and Operations can assist you efficiently and practically from Monday to Friday, between 9:00 and 18:00. You can reach them via chat, email, and phone. When they’re recharging so they can help you at full energy, after-hours support is provided by ElisaBeta, our AI apprentice. Please note that ElisaBeta is not designed to provide investment recommendations and cannot commit Investimental to any contractual or promotional relationship with its users. If you feel it misled you or didn’t help with a question, please write to us at feedback@investimental.ro. Analysis reports and a friendly newsletter Do you need concise information with your morning coffee to help you make investment decisions? Zori de Bursă. Do you follow companies’ financial reports to get an overall view of the businesses you’ve invested in or to identify new opportunities? Flash Report. Are you our client? You receive both. If not, what are you waiting for? It costs you nothing and takes no more than 15 minutes to start trading. But even if you’re not our client (/insert sadface), every Tuesday you can receive Bursa pe Bune, Investimental’s newsletter that looks at the latest events impacting financial markets, puts them into context, and helps you understand “What?” happened, “Why?” it happened that way, and most importantly, “How?” it can affect you. On Fridays, we send you the weekend edition—perfect for slow reading with a cup of tea or a glass of wine—which covers a variety of topics, from trends and general culture to the history of the stock market and the prominent figures active within it. You can subscribe here. Are you ready to invest? Start today, it’s simple. Create an Investimental account You can start trading in 15 minutes. With account opening and funding included.
